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My Statement / The categories
Six kinds of line in one month

The six categories a statement line falls into

The type field is the one that decides what a line means, and there are six of them in a month. Two move money in or out; two are the two halves of a bet; one adds money that is not cash; and one corrects a line that was wrong.

Desk spec
categories
6
lines in a month
240
stakes and returns
210
share of the month
87.5%
the lineOne transaction, with a date, a type, an amount and a running balance. The sample month holds 240 of them, and every one belongs to a category.
the running balanceThe balance after each line, in the statement's own order. It is not the balance you can withdraw, because a bonus credit sits inside it: 312.00 shown against 292.00 settled.
the pending lineA line that has been recorded but not settled. Of 500 lines in the sample, 43 were pending and 21 were reversed, against 436 settled.
Direct answer

A statement line falls into one of six categories: a stake, a return, a deposit, a withdrawal, a bonus credit or an adjustment. Of 240 sample lines in a month, 148 were stakes and 62 were returns - 87.5% between them - so most of a statement is the two halves of a bet rather than money moving in or out.

The six, and what each is for

The categories matter because they behave differently. A stake and its return are a matched pair: together they are one bet, and either alone looks like a loss or a windfall. A deposit and a withdrawal move money across the edge of the account. A bonus credit adds money that is not cash. An adjustment corrects a line, and it is the only category that can be explained only by the line it corrects.

Sample A - the six categories and what each does
CategoryLinesSharePaired withCash or not
stake14861.7%a return, if the bet settlescash leaving the balance
return6225.8%the stake it answerscash, when it is a win or a refund
deposit125.0%nothingcash arriving from outside
withdrawal93.8%nothingcash leaving to outside
bonus credit62.5%its wagering conditionsnot cash until conditions are met
adjustment31.3%the line it correctseither, depending on the correction
six categories240100.0%two are pairedone is not cash
sample A - the categories, counted lines = 240 stake + return (a matched pair) = 148 + 62 = 210 -> 210 / 240 = 87.5% deposit + withdrawal (the edge) = 12 + 9 = 21 -> 21 / 240 = 8.8% bonus credit = 6 -> 6 / 240 = 2.5% adjustment = 3 -> 3 / 240 = 1.3% so a month is mostly bets, and the money that crosses the edge of the account is 21 lines in 240, or one line in 11.4.

The pair, and why one half looks wrong on its own

The commonest misreading of a statement is a stake seen without its return, which looks like a loss. The two are separate lines, often days apart, and a reader who reads only one of them is reading half a bet.

sample A - the pair, read whole and read in half stakes = 148 returns = 62 a stake of 25.00 at a price of 2.00 that loses: one line: -25.00 the stake a stake of 25.00 at a price of 2.00 that wins: two lines: -25.00 the stake, then +50.00 the return, net +25.00 so 148 stakes and 62 returns means 62 of the 148 stakes came back and 86 did not, and the 86 are the ones that read as a loss: 86 / 148 = 58.1% of stakes in the month produced no return line.
Classify a line before you read it
  • Name the category first, because the category tells you what the amount means.
  • Look for the paired line, since a stake without its return is half a story.
  • Separate the two edge categories, deposit and withdrawal, from the two internal ones.
  • Mark any bonus credit, because its amount is not part of the withdrawable balance.
  • Treat an adjustment as a question: find the line it corrects before trusting it.

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